Oz Cash Loans. Fast Cash Loans For Almost Every Situation
Personal loans with an easy online application.
Apply for funds fast when unexpected expenses arise.
Larger Personal Loans from $5,000 to $50,000 for your next important purchase.
FAQs
What loan amounts are available?
You can apply for loans starting from $2,100 to $3,500 by clicking the Apply Now or VIP Login Buttons. To apply for loan loans from $5,000 to $50,000 visit the Personal Loans to $50,000 Page
Can I repay my loan early?
Yes if you are successful in applying for a loan with Oz Cash Loans, you can repay your loan at any time. If we were able to connect you with anothe rlender, please contact your lender for more information.
Is the application fully online?
Yes. Applying for a loan through Oz Cash Loans is online. If you are successful with either Oz cash Loans or one of our panel of lenders you may be contacted for additional information.
Our panel of lenders.
In the event that we are unable to directly assist you with a loan, we will work with our panel of lenders to try to find you a lender that can.
Fast Loans, Simple Process
At Oz Cash Loans, we make borrowing quick and easy with our online applications with a fast response.
Credit provided by Swift Loans Australia Pty Ltd t/as Oz Cash Loans | Australian Credit Licence 461533.
Example of a Medium Amount Loan
You need $2,500.00 for a well-deserved overseas holiday for you and your family.
The term you choose to repay your loan is 1 year.
You apply online and you select your amount and your repayment term – choosing to pay it back in 26 easy repayments of $135.75 per fortnight.
Medium Loan Example - Loan amount $2,500
Credit Amount: $2,500.00 (what you receive)
Establishment Fee: $400.00 (Set by NCCP)
Monthly Fee: $7.00
Direct Debit Fee: $0.65 per debit transaction
Amount of Credit of the Loan: $2,907.00
Nominal Percentage Rate (Interest) per annum: 35% as defined by NCCP
Total Amount of Interest Payable: $545.27
Total Number of Repayments: 25 payments of $135.75 and 1 final payment of $135.52
Total amount of repayments: $3,529.27
Comparison Rate*: 58.5251% as defined by NCCP
In the above you will pay:
*This Comparison Rate is based on a $2,500.00 loan over a term of 1 year with a $400.00 fee, $7.00 monthly fee and a $0.65 direct debit transaction fee and fortnightly repayments.
WARNING: This comparison rate is accurate and applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
The above examples are based on the assumption that repayments are made on time as per the original loan contract terms.
Popular Loans
Small to Medium Personal Loans
About Oz Cash Loans
Legal
Support & FAQ
RECENT POSTS
Why Choose Oz Cash Loans For A Quick Cash Loan?
© 2026 – ozcashloans.com.au (Owned by Swift Loans Pty Ltd ABN: 59600167084 trading as Oz Cash Loans - Credit Licence Number 461533). The information on this website is general information only — it does not take into account your objectives, financial situation or needs. We may refer your loan application to other credit providers. We are NOT an independent comparison website and we don't find the best or cheapest loans. AFCA number 44511.