An unsecured loan is one that is obtained without the use of property as collateral for the loan, and it is also called a signature loan or a personal loan. Borrowers generally must have high credit ratings to be approved for certain unsecured loans.
If you find yourself in a situation where you need money quickly, an unsecured loan could be a great option; without requiring you to put up collateral against your loan.
An unsecured loan may be right for you if you:
- Know exactly how much money you need and want to receive the whole amount up front
- Prefer the peace of mind that comes with a fixed interest rate and fixed payment throughout the life of the loan
- Want the loan to be paid off within a definite period of time
- Don’t wish to secure the loan with your home, as with a home equity loan.
An unsecured loan can be used for almost anything such as debt consolidation, medical bills, everyday expenses or car maintenance costs. They can also be a helpful option for people who want to finance a big purchase such as a holiday or home improvements.
Apply online and we’ll get back to you within 24 hours in most cases and 7 days a week. Our online application lets you save your progress and can be accessed from your mobile too. Application can be completed within 10 minutes and funds will be paid within 10 minutes once approved. Get an Unsecured Cash Loan from Oz Cash Loan up to $2,000.
Why Choose Oz Cash Loans?
Quick Online Application
The application takes approximately 5 minutes to complete and the decision is instant.
Fast approval: decisions within minutes 24/7
Once your application has been completed, we will assess your details as well as your capacity to repay. Most customers will receive a decision within minutes of completing their application.
Funds deposited same dayOnce approved, we’ll deposit your funds on the same day, so you can get access to your money as soon as possible. Clearance times may vary based on who you bank with but the majority of our customers receive their funds the same business day.