Privacy Consents & Electronic Authorisation

Swift Loans Australia Pty Ltd trading as Oz Cash Loans has a comprehensive Privacy Policy that outlines the ways in which the company collects, manages, distributes and stores information provided by our customers.

This policy also outlines the ways in which the company provides access to this information for collection, as well as the procedure for contacting Swift Loans Australia Pty Ltd trading as Oz Cash Loans should you have any questions. To access this policy, please click on the Privacy Policy tab at the bottom of our website or click here

By consenting to the terms and conditions outlined in Swift Loans Australia Pty Ltd trading as Oz Cash Loans’ Privacy Consents and Electronic Authorisation, you agree for the company to collect, use and disclose personal information about you.

The information that you provide may be used for the purpose of providing you with a loan, for marketing purposes, or in conjunction with our affiliates and/or business partners. Should you wish to gain access to this information for any reason, please contact Swift Loans Australia Pty Ltd trading as Oz Cash Loans. Should you wish to not receive any marketing or promotional material, please also contact Swift Loans Australia trading as Oz Cash Loans and they will remove your details from marketing distribution.

By consenting to this policy, you agree that Swift Loans Australia Pty Ltd trading as Oz Cash Loans and their associates may undertake any of the following at any time:

Privacy Consents

a. Assess an application for credit by you by seeking and using Credit Information about you.

b. Request and use information about your current and previous employment history in order to assess your application for consumer credit.

c. Using the services of a credit-reporting agency, such as Veda Advantage, Dun & Bradstreet or Experian, Swift Loans Australia Pty Ltd trading as Oz Cash Loans may disclose information about you, the customer, for the purpose of receiving a credit report to verify your information and assist in the processing of your loan application. Swift Loans Australia Pty Ltd may also use the services of these companies in order to assess your credit history, past and current loan status, overdue accounts and details of the loan requested from Swift Loans Australia Pty Ltd trading as Oz Cash Loans.

d. It is a requirement by law, that Swift Loans Australia Pty Ltd trading as Oz Cash Loans discloses information about you to any organisation involved in the provision of credit to you, anybody in connection to a complaint concerning you or the services provided by Swift Loans Australia Pty Ltd trading as Oz Cash Loans, any of our associates, or any third party wishing to invest in Swift Loans Australia Pty Ltd trading as Oz Cash Loans.

e. Contact you directly to discuss your suitability in relation to the services provided by Swift Loans Australia Pty Ltd trading as Oz Cash Loans or any of our associates and/or business partners.

f. Any or all of the actions as outlined in the Privacy Policy of our website.

Electronic Authorisation

As a customer of Swift Loans Australia Pty Ltd trading as Oz Cash Loans, you consent to the company contacting you via email, or via our VIP Member Area of our website as ways in which to distribute documents and information relating to the status of your loan(s). You understand and agree that by giving this consent;

a. You must regularly check all nominated addresses, VIP Member Area and your phone for notices.

b. Unless required by law, Swift Loans Australia Pty Ltd trading as Oz Cash Loans will not send hard copies of any documentation.

c. You may withdraw your consent to receive electronic documents and notices at any time, and only with the provision of an alternative means of communication.

d. Should Swift Loans Australia Pty Ltd trading as Oz Cash Loans provide information that can only be viewed in the customer’s VIP Member login page, the company will contact you via email with information to this effect.

e. Swift Loans Australia Pty Ltd trading as Oz Cash Loans will make all notices, statements of account, copies of the contract, Terms and Conditions, statutory notices (including the Credit Guide and Information statement) available for a reasonable period of time in the www.ozcashloans.com.au VIP Members Area for access by you, using your nominated login and password.

f. By clicking “I agree” you will be creating a binding legal obligation where indicated.