Payday Cash LoansApply for A Personal Loan
Each loan application is evaluated on its own merit; however there is certain criteria that has been set and loan applications not meeting this criteria will not proceed.
- Must be working on a permanent or permanent part time bases
- We do not lend to self employed or casuals
- Must have been employed for at least 2 months.
- Must be earning a minimum $1200.00 per month from employment
- Yes we do lend to pensioners earning more than $1200.00 per month
- Maximum lent to Pensioners is $500.00
- Must have pay directly deposited into your account
- Due to State regulations , we are not permitted to lend to people in Western Australia
- We will undertake employment and Credit reference checks.
After your loan has been received an e- mail will be sent to you advising that your application has been:
- Declined –As mentioned, each loan application is evaluated on its own merit, reasons for declining a loan are varied, however our staff are instructed NOT to discuss particulars of why a loan application has been declined with the applicant.
- Preliminenary approval – The loan has passed the first stage of the application process. Your e-mail will ask for further information so your loan can proceed to the 2nd stage you will be asked to confirm the following :-
- Employment details
- Pay frequency and date of your next pay
- That you will accept the loan repayment terms
You will then receive a contract to sign and return. Please sign in all places indicated and return with the following
- 2 months of Bank statements dated from the current date backwards
- 2 current employment slips
- Proof of residents – utility bill, rent receipt, etc.
- 100 points of identification
This entire process is dependent on how fast you reply to the e-mails and return the necessary information to us.
For all other Terms and Conditions please refer to the link at the bottom of the application form.
By clicking on the APPLY button below, I believe I meet these criteria and wish to proceed with the application.